Welcome to Simple Mortgage Calc. By using this website, you agree to comply with and be bound by the following terms and conditions of use.
1. Illustrative Purposes Only
The calculations provided by Simple Mortgage Calc are intended for illustrative purposes only and do not constitute financial, legal, or tax advice. The results are estimates based on the information you input and the UK Stamp Duty (SDLT) thresholds known for the 2026/27 tax year.
2. No Liability
While we strive for maximum accuracy, tax legislation and mortgage interest rates change frequently. Simple Mortgage Calc and its owners shall not be held liable for any inaccuracies, errors, or omissions, nor for any financial decisions made or actions taken based on the output of this tool. Your use of any information or materials on this website is entirely at your own risk.
3. Professional Advice
We strongly recommend that you consult with a qualified mortgage broker, solicitor, or financial advisor before entering into any financial commitment or property purchase. For official tax information and binding calculations, please visit the official GOV.UK website.
4. Intellectual Property
The content, layout, design, and code of the calculator on this website are the property of Simple Mortgage Calc. You may not reproduce or redistribute this tool without prior written consent.
5. External Links
Through this website, you may be able to link to other websites which are not under the control of Simple Mortgage Calc. We have no control over the nature, content, and availability of those sites. The inclusion of any links (including advertisements) does not necessarily imply a recommendation or endorse the views expressed within them.